Skip to Content
Call Us Today! 888-492-4303
Top
Debt Collector Harassment

Debt Collector Harassment

serving residents of west virginia

You have a legal duty to repay any debts you owe, and your creditors and debt collectors have the right to take actions to recover money they have loaned, but there are limits to how far they can go. Congress passed the Fair Debt Collection Practices Act (FDCPA) in 1978 in recognition of the widespread abuses which were being perpetrated by debt collectors across the country, and you may be able to make use of this law to bring an end to the abuse, as well as recovering punitive damages.

The Fitzsimmons Law Firm PLLC has more than 40 years of practice experience, and they have recovered in excess of One Billion Dollars in verdicts and settlements on behalf of its clients. A West Virginia personal injury attorney from the firm is ready to fight for you in court.

Legal Regulations for Debt Collectors

The Federal Trade Commission (FTC) states that they receive more complaints about debt collectors than any other industry, and that in 2011 alone there were 140,036 - over a quarter of all the complaints they received. The FDCPA sets out clear guidelines to determine the conditions under which a debt collector may contact you, as well as the many behaviors and tactics which are forbidden.

Examples of actions which are prohibited include:

  • Calling before 8:00 AM and after 9:00 PM
  • Calling you at work, after you have made it clear that this is unacceptable
  • Including your name on a published list of bad debts
  • Making false threats of arrests or lawsuits
  • Attempting to embarrass you, such as by sending items in the mail which clearly state that they are from a debt collector
  • Continuing to contact you after receiving your written request to cease contact or a notice that you have retained the representation of an attorney
  • Discussing the debt with third parties such as employers, co-workers and neighbors
  • Using profane language

Hear From Our Happy Clients

At Fitzsimmons Law Firm, PLLC, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "Fitzsimmons Law does an outstanding job for their clients by having great attorneys and a great reputation. They also have an outstanding reputation for helping their community in many ways. All of the attorneys are great."

    Fitzsimmons Law does an outstanding job for their clients by having great attorneys and a great reputation. They also have an ...

    Rick
    "Fitzsimmons' Law Firm staff were so helpful and made the process of my lawsuit easy and effortless. They kept me informed at every step and got me the maximum for my personal injury settlement."

    Justin and the Fitzsimmons' Law Firm staff were so helpful and made the process of my lawsuit easy and effortless. They kept ...

    Stacey
    "The team really took care of me! They were always so responsive and helpful when I contacted them."

    Justin and the team really took care of me! They were always so responsive and helpful when I contacted them.

    Haley
    "Because of their knowledge in law and empathy was able to get the justice for the loss of a son. For your handling of my case, thank you."

    I found this firm and Justin Wiater to possess fairness, knowledge, good judgement, perseverance and experience. This firm ...

    Patricia Girts

    If you need a law firm, look no further.

    Cannot thank this firm enough for the expertise and efficiency with which they handled my case. True professionals in every ...

    Bob Reasbeck

    When our families lives took a tragic turn we knew we needed the best law office to listen to our side and represent us. So ...

    Rich S.

    "Professionalism, integrity, and expertise".

    Referred by our personal attorney, because of the Fitzsimmons Law Firm's expertise in personal injury cases, we found that ...

    Mary

    A Special Thank You

    My husband and I recently had some end-of-life documents drawn up by Rocky. From my initial phone call to Kashelle, his ...

    K Bauer

end the harassment today

If you can prove that the debt collector has violated any of the terms of the FDCPA, you may be awarded up to $1,000, plus attorney's fees, in addition to ending the harassment. You can begin the process of establishing your case by keeping notes and records of the times and dates when you received phone calls or letters, as well as the specific content of such communication. An attorney from the firm will work closely with you to assemble the necessary evidence to bring to support your claim.

Contact a personal injury attorney when you have decided to take action to protect your legal rights and want to pursue a settlement.

Contact Us Today

Whether you have questions or you’re ready to get started, our legal team is ready to help. Complete our form below or call us at (888) 492-4303

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy